All Classes offered by Dower School are approved & accredited by the Hawaii Real Estate Commission.

Should you decide to take our classes, please read the school policies, complete the online registration form & return it to us. We recommend registering early to ensure a spot in the class(es) of your choice.

For additional information including future course dates, please call during our office hours; M- F, 9:00am to 5:00pm. You may also contact us by fax or email.

Dower School of Real Estate is co-located with Dower Realty, Inc. and Dower School of Driving, in the Kaimuki area of Honolulu.

All CE classes offered by Dower School of Real Estate are accredited by the Hawaii Real Estate Commission

Only those who have registered & prepaid are guaranteed entrance to class. Walk-ins are welcome, however, be aware that entrance to class will be on a space-available basis.

Tax is included in the cost.

The deadline for tuition refunds by request of the student will be 24 hours prior to the scheduled class date. 

If a student who prepaid the tuition cannot attend a scheduled class, Dower School of Real Estate must be notified 24 hours prior to the start of class Otherwise, the tuition will be forfeited. Transferring the tuition to another class will be allowed if a request is made two days prior to the start of the prepaid scheduled class.

Students must attend the entire scheduled class time in order to receive a certificate of course completion. 

If possible, a certificate of completion will be issued at the end of the course, otherwise, it will be emailed or mailed to each licensee. 

As an attorney, Scott’s practice consists of real estate, contracts (all kinds), and estate planning, including providing legal counsel and drafting conveyance documents for many real estate companies. Previously he conducted closings for title insurance companies.

Scott is a member of the Hawaii Bar Association and received his Bachelor of Science from Clemson University and his Juris Doctorate from Thomas M. Cooley Law School.

Mark D. Clement is a licensed attorney (since 1990) in the State of Hawaii and has litigated several Fair Credit Reporting Act cases obtaining remedies for numerous consumers under the FCRA for derogatory information inaccurately reported in credit reports. Mr. Clement has also gained a passion for educating the community about the credit reporting industry and personal finance by conducting volunteer legal seminars for various organizations in the community of Hawaii. He has now established Credit Reporting Solutions Hawaii through which he presents the Akamai about Money and Credit educational series for teens and young adult consumers; and, the Akamai About Credit Scores, Credit Reports and the Fair Credit Reporting Act seminar for professionals in the Hawaii community assisting consumers in real estate purchase and credit transactions. CRSH also directly assists consumers to proactively cultivate and monitor their credit profile/credit score and provides legal representation to consumers to effectively dispute and correct inaccurately reported credit information.

Mr. Clement is a graduate of St. Louis High School (1983), University of Notre Dame (B.S. Economics/Philosophy 1987) and University of Oregon (J.D. 1990).

Twenty seven years in real estate as an agent, broker in charge and continuing education instructor, and 14 years in custom home building as a design build consultant. Exceptionally versed in real estate transactions and home building, Phil has developed and written continuing education courses in property management, land use requirements, agency and disclosure, discrimination, real estate negotiation and short sales, Phil often consults students who have taken his classes.

A graduate from St. Louis High School and the University of Hawaii, Phil holds a Business Administration degree in Management.